IF YOU want to get the best return on your money and have already put all you can into a cash Isa this year, you may want to consider equity Isas – Isas that invest in stocks and shares. Equity Isas have a number of advantages over their cash counterparts. [ Read More → ]

NEW YORK - The cost of making phone calls has been dropping rapidly in the last few years. If you want take full advantage of that, you’ll need to try some new things, because the phone companies aren’t going to thrust savings on you. Here are 10 tips on how [ Read More → ]

In a move that could spur other banks to follow suit, American Express Co. said it will permanently eliminate all monthly fees on all of its gift cards starting today. The announcement comes just ahead of the holiday shopping season and before new rules that will require banks and retailers [ Read More → ]

Sainsbury’s Finance will increase the interest rate on its Online Saver account from 3.0% gross AER (variable) to 3.2% gross AER (variable) from Friday 2nd October. To account is open to new and existing customers and must be applied for and managed online. The access the rate, savers must deposit at [ Read More → ]

After savings rates fell to a pitiful low last year, many savers have since leapt at the chance to secure more healthy rates for their savings by committing them to fixed rate deals. In fact, a new report from uSwitch.com suggests that 9 million consumers have locked away £131 billion [ Read More → ]

WASHINGTON - Medicare is looking like a big fat piggy bank for health care overhaul. President Barack Obama and the Democrats want to pay for much of their plan to cover the uninsured by cutting hundreds of billions from the Medicare budget over the next 10 years. From its inception, the health [ Read More → ]

The fall in rates to their lowest average level since the tax-efficient savings account was launched in 1999 comes despite the Bank of England’s Bank Rate being held at 0.5pc since March 5, when the average cash Isa rate stood at 0.96pc. The disclosure comes just days before [ Read More → ]

The figures come despite official data that suggests consumers want to save money more than at any time in the last six years, as they tighten their belts to cope with the recession. Despite the all-time low savings rates that banks and building societies are offering, the so-called [ Read More → ]

Notice account periods vary from seven to 120 days, although savers must plan ahead if they wish to withdraw funds, as failure to do so could result in a penalty such as loss of interest. Bradford & Bingley – Notice Saver Online Available online only, this account pays a variable [ Read More → ]

Savers are being tempted with the certainty of fixed rates of return, but with the risk that future increases in inflation and variable returns could leave today’s top deals looking less competitive tomorrow. Most of the recent changes affect fixed-rate cash inidual savings account (Isa) products. In his [ Read More → ]