NEW YORK - Santa’s on a budget this year. Toy retailers and makers plan to make the best of it by offering more deals and cut-price versions of more expensive toys that they hope will spur parents to spend even if they’re scrimping elsewhere. Two influential lists of expected hot holiday [ Read More → ]

Barnsley Building Society has introduced a new rate of 3.00% gross on its online saver account, available to new and existing savers. TotallyMoney.com recently reported the results of a study, which suggested that 6% of savers who had opted for fixed term deals were already regretting locking their money away. And [ Read More → ]

IF YOU want to get the best return on your money and have already put all you can into a cash Isa this year, you may want to consider equity Isas – Isas that invest in stocks and shares. Equity Isas have a number of advantages over their cash counterparts. [ Read More → ]

Walter Hamilton And E. Scott Reckard - Kenneth D. Lewis, who became a focus of public and political outrage while presiding over Bank of America Corp.’s stunning fall from grace in the financial crisis, is stepping down as [ Read More → ]

LOS ANGELES — Federal prosecutors have announced a settlement with a Los Angeles-based bank that was sued along with two auto dealerships for allegedly charging non-Asian customers higher interest rates on car loans. Under the agreement, Nara Bank will pay up to $410,000 to customers who were overcharged, according to a [ Read More → ]

FRIEND TURNED BOSS: You have lunch together every day, grab an occasional drink after work, and have gotten each other through work-related crises. So wouldn’t it be strange if your office buddy became your new boss? It’s more likely to happen in the current economic environment as hiring freezes force companies [ Read More → ]

A Lloyds letter says the 2.99pc mortgage ‘isn’t suitable for everyone’ and should be used as ‘a conversation starter with potential mortgage customers’ In a letter to branch managers, seen by The Daily Telegraph, Lloyds TSB said it is launching a 2.99 per cent two year fixed rate mortgage for [ Read More → ]

Goodbye to the 0pc mortgage Thousands of home owners who are currently enjoying rock-bottom mortgage rates will soon see these ultra-cheap deals come to an end. Borrowers lucky enough to have snapped up tracker deals with Halifax, Cheltenham & Gloucester (C&G) and Birmingham Midshires two years ago have been [ Read More → ]

After savings rates fell to a pitiful low last year, many savers have since leapt at the chance to secure more healthy rates for their savings by committing them to fixed rate deals. In fact, a new report from uSwitch.com suggests that 9 million consumers have locked away £131 billion [ Read More → ]

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