October is the most dangerous month on the roads with October 20th the worst day, according to Virgin Money Car Insurance With the clocks due to go back later this month, motorists will be adjusting to darker days and harsher conditions as winter sets in. And all this adds up to [ Read More → ]

IF YOU want to get the best return on your money and have already put all you can into a cash Isa this year, you may want to consider equity Isas – Isas that invest in stocks and shares. Equity Isas have a number of advantages over their cash counterparts. [ Read More → ]

Banks to tighten lending criteria on loans and reduce credit card limits Photo: PA It comes as more lenders said they had reduced the availability of mortgages rather than increased it during the past three months following a “deterioration” in the cost and access to wholesale funds. It comes despite billions [ Read More → ]

MBNA ignored the cardholder’s request not to take out payment protection insurance Photo: PA A county court judge ruled that Lynne Thorius, 49, was charged thousands of pounds by MBNA for an insurance policy she had never asked for. The ruling could open the floodgates for millions of pounds’ worth of similar claims [ Read More → ]

NEW YORK—On football and soccer fields across the nation, small business owners are taking advantage of a huge marketing opportunity: sponsoring local sports teams. Just about every sport, from T-ball played by 5-year-olds to semi-pro baseball or basketball, offers small businesses a chance to get some name recognition and create goodwill [ Read More → ]

LOS ANGELES — Federal prosecutors have announced a settlement with a Los Angeles-based bank that was sued along with two auto dealerships for allegedly charging non-Asian customers higher interest rates on car loans. Under the agreement, Nara Bank will pay up to $410,000 to customers who were overcharged, according to a [ Read More → ]

Massachusetts lawmakers will consider new rules today to protect consumers from abuses involving overdraft charges on bank accounts, unsolicited loans from financial institutions, and reverse mortgages. For instance, State Senator Steven Baddour, a Democrat from Methuen, has filed a bill to require institutions that mail unsolicited loan offers - such [ Read More → ]

In a move that could spur other banks to follow suit, American Express Co. said it will permanently eliminate all monthly fees on all of its gift cards starting today. The announcement comes just ahead of the holiday shopping season and before new rules that will require banks and retailers [ Read More → ]

Most people don’t realise that once they have split from a partner or spouse, their ex- can still have a damaging effect on your credit rating. Credit file myths explained Thousands of people are be affected by this problem, dubbed the “ex-factor” by credit [ Read More → ]

The High Court has dismissed a claim by Whangarei pensioners Judy and Bruce Bartle that GE Money (GE Custodians) was in breach of its duty of care by lending them around NZ$640,000, which they then used to buy a Blue Chip apartment. GE Money is now able to enforce its [ Read More → ]