Since Shawn Fanning created Napster while he was a student at Northeastern University in 1999, Boston has been a nexus of digital music downloading. But that world has changed dramatically. Napster still exists, but downloading songs has gone from the shadows to a billion-dollar legitimate business, completely overtaking the compact disc. Where [ Read More → ]

Q. I recently received a rather disturbing letter from the myFICO ision of FICO (formerly known as Fair Isaac Corp.). Apparently, FICO sold my credit report through their Internet site to an imposter. It was a shock to learn that the company could have such lax security to allow for [ Read More → ]

Claudette and Manny Wise couldn’t be more different in their views about money. Claudette, 71, likes to follow the markets, having initially learned about investing by watching her father carefully track his stocks and bonds. Manny, 83, and a former band leader and drummer, takes a simpler approach. He’s invested his [ Read More → ]

Most European equities markets were higher Monday after last week’s declines on concerns about the economies of several nations in the region. The FTSE 100 added 0.62 percent to 5,092.33 in London, but the FTSE 250 was down 0.28 percent to 9,010.37. Insurers were mixed, with Legal & General Group (LSE: LGEN) [ Read More → ]

 of  Images Capital One doubles credit card rates Capital One doubles credit card rates The group, which has imposed rate hikes of up to 7pc on credit card holders, blamed the move on the “economic environment”. Some people have seen the interest they are charged on outstanding balances jump from 8.01pc to 15.31pc. The rate increases [ Read More → ]

Standard Life is refunding Pension Sterling fund investors ‘lost interest’ if the insurer agrees that they had been misled by its marketing literature. The insurer is calculating compensation based on what savers would have received if they had gone into the Standard Life Cash fund, which would have [ Read More → ]

Barclays Bank – Golden ISA If savers are not looking to transfer in previous years’ allowances they could consider the Golden ISA from Barclays Bank, which currently pays 2.55pc. Savers can invest from £1 into the account, which allows savers instant access to their money. The account is [ Read More → ]

More people have become insolvent in the past year than ever before, with 35,574 personal insolvencies in the last quarter of 2009 alone, according to official figures, and a new product – the Debt Relief Order – is gaining pace on traditional methods of dealing with debt, and could help [ Read More → ]

For a year now, the Bank Of England Base Rate has been held at 0.5 per cent, decimating the savings interest of frugal Brits. But don’t despair, we can show you the deals that will start to rebuild your nest egg, so you are not left in limbo. The Monetary Policy [ Read More → ]

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